Money help from someone with nothing to sell you.
I'm Ben Bolding. I help people get their arms around their money, starting with whatever part of it is keeping them up at night.
Where to start
Come talk to me if
Student Loans
You have student loans, or you're about to sign for some, and nobody has explained what any of it means.
Read the guide →When You're the One They Call
Someone close to you treats you as the money person, and you want to help without it taking over the relationship.
How we tackle this →Money With Your Partner
You and your partner aren't on the same page about money, and conversations keep turning into arguments.
How we tackle this →Getting Started Investing
You know you should be investing, but every explanation you find assumes you already understand the jargon.
How we tackle this →Credit Card Strategy
You've got credit cards and you're not sure whether you're using them well or getting used by them.
How we tackle this →The Forgotten 401(k)
There's an account somewhere with your name on it from a past job that you've never actually looked at.
How we tackle this →If none of those are quite it but something in your financial life is nagging at you, that's usually reason enough. Here's more of what people come to me for →
What to expect
How it works
Start with what is bothering you
Not a spreadsheet. Most people already know something is off, they just haven't said it out loud. That is the first conversation.
Find out what is actually true
Most folks don't know what they really owe or when it is due. Real numbers on a page beat a vague sense of dread.
Figure out the next move
One next move, not twelve. Something you can actually do this month to make real progress.
No products, no commissions, no steering.
I'm not an accountant, a broker, or a certified financial planner. I'm not licensed to sell you investments and I don't want to be. That means when we talk, I have no reason to steer you anywhere except where you actually need to go.
About me
Who I am
I'm in Rochester, New York. I've spent fifteen-plus years in technology and process work, which mostly means my job has been untangling complicated systems and explaining them to people in words they can use. Personal finance turned out to be the same skill applied somewhere that matters more.
I've been the person friends and family call with money questions for a long time. This is that, made official.
Ready to talk through what is on your mind?
A free 30-minute conversation. No preparation needed, no products to sell, and no pressure.
Book a free intro call →The first conversation is free. Sessions after that are $100. I'm early in building this, so for the first handful of people I'm covering that cost. If that's you, I'll tell you on the call.
Already had your intro call? Book a full session →